+10 years of specialization in Public-Private Partnerships (PPP) and sustainable infrastructure projects in Angola. His professional experience encompasses B2G oversight as a public sector auditor on over 100 public tenders and international loan agreements, collectively valued at over USD 50 billion, for example PIIM: Plano Integrado de Intervenção nos Municípios.
As a researcher he has presented at International Scientific Conference on Blockchain (ISC 2023) and European Conference on Banking and the Economy (2024). He is also published internationally.
His education includes a Master in Business Administration from Anglia Ruskin University, a diploma in Entrepreneurship from Cape Peninsula University of Technology, and certifications in government oversight, business strategy and global law.
Carlos always strives to deliver customer satisfaction and high growth business models, measured in (ROI x Impact) over decades, not years.
Rednote and Twitter - @carlos_fintec
His research project on digital tools to increase the efficiency and effectiveness of public sector audits was supervised by the former President of the Court of Auditors of Europe and the Court of Auditors of Portugal, and published in a collection of studies on public finance management in the PALOP-TL, funded by the European Union and UNDP. The work was recognised internationally and contributed to its publication in a prestigious scientific journal. Download
At two important international conferences:
The Fifth European Conference on Banking and the Economy (ECOBATE 2024): Opportunities and Challenges of New or Centralised Digital Finance | University of Winchester | media | presentation slides
5th Blockchain International Scientific Conference: reinventing the future (2023) | Manchester | Conference proceedings
Centro de Investigação Económica da Universidade Lusiada de Angola (CINVESTEC) | Author
European Council for Higher Ability (2022)- Ireland details | download
International Legal Research Group on Migration Law - Netherlands (2018) download
Shortlisted | 2025 | Vice Chancellor’s Outstanding Alumni Awards | Anglia Ruskin University
Awarded | 2024 (March) Alumni of the Month | Anglia Ruskin University's | More information
Shortlisted | 2024 |Award for Best Research on Public Sector Auditing. | European Court of Auditors
"It is with great pleasure that I write this recommendation for Carlos Alberto, who has consistently demonstrated exceptional business, financial, and strategic expertise throughout my professional interactions with him. Over the years, Carlos has been instrumental in helping me navigate complex executive decisions, offering clarity and direction in times of uncertainty.
Carlos’s ability to evaluate intricate challenges and devise effective solutions is unparalleled. His insights into financial strategy and business growth have not only guided me but also set an exemplary standard of leadership and foresight. His methodical approach to problemsolving, coupled with his forward-thinking mindset, ensures that he remains one step ahead in an ever-evolving business landscape.
What sets Carlos apart is his genuine dedication to those he supports. He combines his analytical prowess with a personal touch, ensuring that each decision aligns with both immediate goals and long-term vision. His mentorship has been invaluable to me, and I have no doubt that others who seek his expertise will benefit from his unwavering commitment to excellence. I wholeheartedly endorse Carlos Alberto as a trusted advisor and a leader of remarkable integrity and skill. Any business or individual would be fortunate to have his guidance."
Cape Town
"I've known Carlos for over a decade, since our university days, and I can confidently say he is one of the most versatile and talented professionals I've ever encountered. During the time we worked together in real estate, I was consistently impressed by his analytical approach and exceptional problem-solving skills. Carlos's ability to navigate complex business challenges is truly remarkable. His multilingual capabilities (speaking five languages) have been a significant asset in his consulting work, allowing him to connect with clients and stakeholders across diverse industries and cultural contexts.
What sets Carlos apart is his unique blend of creativity and analytical thinking. He doesn't just identify problems; he crafts innovative solutions that others might overlook. His persuasive communication skills enable him to effectively translate complex ideas and recommendations, making him an excellent bridge between technical analysis and practical business implementation. Whether you're looking for a consultant who can provide deep financial analysis, creative strategic planning, or multilingual business communication, Carlos is the professional you want on your team. His track record of success and unwavering commitment to excellence make him a standout in his field."
“I have had the pleasure of working in close collaboration with Carlos on several successful projects. Responsible, punctual and extremely bright, Carlos is among the best talents I have worked with, and I absolutely endorse his qualification and skill set.
I was continuously impressed by the knowledge he brought to the table and his dedication to staying on top of the latest in the field. Carlos combines sharp analysis skills with a strong intuition, and I always knew I could rely on him to meet deadlines and exceed expectations. During our time working together, he has achieved numerous accomplishments, from restructuring our business plan, to increasing our social media engagement.
While Carlos’ professionalism was extremely valuable, he was also a wonderful team player. Optimistic, engaging and easy to get along with, Carlos was truly a joy to work with.”
"Carlos Alberto is an enthusiastic student of life with superior skills in working in both team-based and independent capacities. Bringing strong work ethic and excellent organizational skills to any setting. As an aspiring leader MR Carlos, offers key strengths in interpersonal, communication and leadership, with a clear focus on progress and forward momentum. His an adaptable at improving processes, revamping operations and motivating team members to excel beyond the call of duty. I therefore, without a shadow of a doubt recommend Carlos A C Araujo a valuable asset to any organization and recommend him for any endeavor he wishes to fulfill."
“I met Carlos in August 2016 in Tilburg where we studied together. What I've immediately noticed is his thirst for knowledge. Our discussions easily flowed from constitutional law and data privacy, to economics, cross-cultural communication, and business. Carlos is the type of person I would enjoy working with since he is passionate about what he is doing, actively listening in discussions, asking the right questions, and not giving up until he's solved the crux of an issue. His future is bright!”
"Carlos is a young and intelligent man. He is curious, diligent and goal-orientated. I strongly recommend him for any organisation as he will be an invaluable asset."